FHA Loans in Pennsylvania
Your complete resource for FHA home loans across all 67 Pennsylvania counties. Find loan limits, requirements, current rates, and connect with FHA-approved lenders near you.
$472,030
2024 FHA Loan Limit (Floor)
3.5%
Minimum Down Payment
580
Minimum Credit Score
Why Choose an FHA Loan in Pennsylvania?
Low Down Payment
Put as little as 3.5% down with a credit score of 580 or higher.
Flexible Credit
FHA loans accept credit scores as low as 500 with 10% down payment.
Competitive Rates
FHA-backed loans often offer lower interest rates than conventional mortgages.
Seller Concessions
Sellers can contribute up to 6% of the sale price toward your closing costs.
FHA Loans by Pennsylvania County
Browse FHA loan information for Pennsylvania counties. Each county page includes local FHA loan limits, city listings, and area-specific information for homebuyers.
Philadelphia
County Seat: Philadelphia
FHA Limit: $472,030
Allegheny
County Seat: Pittsburgh
FHA Limit: $472,030
Montgomery
County Seat: Norristown
FHA Limit: $472,030
Bucks
County Seat: Doylestown
FHA Limit: $472,030
Delaware
County Seat: Media
FHA Limit: $472,030
Lancaster
County Seat: Lancaster
FHA Limit: $472,030
Chester
County Seat: West Chester
FHA Limit: $472,030
York
County Seat: York
FHA Limit: $472,030
Berks
County Seat: Reading
FHA Limit: $472,030
Lehigh
County Seat: Allentown
FHA Limit: $472,030
FHA Loan Resources
FHA Loan Limits
View FHA loan limits for all Pennsylvania counties, broken down by property type (1-4 units).
View Loan LimitsFHA Requirements
Learn about credit score, down payment, debt-to-income, and property requirements for FHA loans.
View RequirementsFHA Calculator
Calculate your estimated monthly payment including principal, interest, MIP, taxes, and insurance.
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